You know how I told you that I would forget things when I
was writing these posts? Well today,
while doing some vacuuming (you know, one of those things you are always doing
when you have an epiphany? A lot like
taking a shower, or driving in the car) I thought of a little tidbit that I
wanted to share but forgot the first time around. I found it funny, Jason scowled and the C-S
banker was indifferent and/or may have looked at me like I was a 90 year who
was raised during the Depression.
Image via Syracuse University Library |
Apparently mattress money is a no-no! I had no idea that banks are actually very
strict about how you earn your moo-lah and will make every effort to find out
where everything is coming from. I only
found this humorous because all of January and February I made Jason put a
substantial amount of cash away for our savings. Reason: we I have a habit of spending
money with a card or check a lot easier than I do cash and I’m pretty sure that the
Ramsey guy’s system is cash.
So when we
let C-S lady know about our savings, she wasn’t overly impressed with 1930’s
method of stashing the cash! P.S.
Don’t bother breaking into my house, all the money is now in the
bank. Nana-Nana boo boo you little thief
you! So, if you are wanting to save
for a house, have a savings account.
Just 10-14 (Police talk for “just for your information”)
The Thursday following our meeting with C-S, I emailed
Monica and told her that we would like to look at some homes that upcoming
Saturday.
We decided to set up a showing for four homes:
-The Long Ferry Rd foreclosure listed at $60,000
-The double wide with 10.5 acres listed at $127,000
And two homes we found on the internet as well.
-Providence Church Rd, a home listed at $109,900 with 3 acres. Jason and I had actually drove past this
house on one of our many outings to the holy land hunting land. So we knew it had been on the market for a
minimum of a couple of months. We just
weren’t in the home buying process the first time we spotted it.
-The last house on the agenda was a 3 bedroom, 2 bath house
listed at $149,900. When I emailed
Monica, I let her know that it was a bit high on our price range, but after
seeing this picture, we were a bit interested in it anyways and would probably be
okay with that amount if we really loved the home.
I think it was a good start to our house hunting experience
and we were excited to meet Monica for the first time too!
And since SunTrust and C-S had both given us the exact same information, we decided to forgo the meeting with BB&T that Friday. We figured they would give us the exact same information and didn't really feel that we needed to hear it again.
Stay tuned!
Love
Meredith
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